CalHFA provides potential homebuyers financing options and eligibility requirements to use CalHFA’s FHA and Conventional first mortgage loans. To read more about the, “Steps to Homeownership with CalHFA including financing options, talking to a loan officer or how to register for the required homebuyer education course. click here.
CalHFA works with approved loan officers who are familiar with CalHFA’s loan programs and their various requirements, options and benefits. To find a list of these, “Top Lending Heroes” click here.
Homebuyers may also qualify for the “MyHome Assistance Program” which provides a deferred-payment junior loan to be used for a down payment and/or closing costs. To learn more about this program including the terms and limitations, click here.
CalHFA’s “School Teacher and Employee Assistance Program” (School Program) for teachers, administrators, school district employees and staff members working for any qualifying school and who are first-time homebuyers may qualify for School Program junior loans. To learn more about the School Program click here.