SAN BERNARDINO COUNTY COVID-19 HOUSING RESOURCES

The County of San Bernardino currently does not administer a homeowner rehabilitation/home repair program; however, there are various cities and agencies within the County that may be able to assist you.  For more information on the application process, available funding, and eligibility criteria, please contact each city and/or agency directly. A list of programs and resources may be accessed by clicking this link: Home Repair Resources.

Down Payment Assistance Directory

The Community Development & Housing Agency for San Bernardino County no longer offers down payment assistance. However, there are agencies who may be of assistance. Please see the Down Payment Assistance Directory for a list of resources. If you are interested in an agency on the list, please contact them directly.

Mortgage Credit Certificate (MCC) Program

While the County of San Bernardino currently does not administer a down-payment assistance program, it does participate in the statewide program known as the Mortgage Credit Certificate (MCC) Program, administered by the Golden State Finance Authority (GSFA). The MCC is used to reduce the homebuyer’s federal tax liability by providing a tax credit to their taxes which increases the mortgage amount for which a homebuyer could qualify. To participate in the MCC program, homebuyers must meet certain program requirements and must use a qualified, participating MCC lender. For more information about the MCC program, please contact GSFA at (855) 740-8422

Neighborhood Partnership Housing Services (NPHS)

NPHS offers a multitude of services to homebuyers and homeowners, including financial education and affordable housing opportunities.  Homebuyer resources include homes for sale, realty services, down payment assistance, and certificates for completion of Homebuyer Education classes which fulfills the HUD education requirements for certain loan and assistance programs.  Additional homeowner resources include information to assist homeowners in selling, keeping, and improving their home as well as reverse mortgage counseling.  For more information, please call (800) 761-6747 or go to the NHPS website.

Homestrong USA

HomeStrong USA is a home repair program that offers grants to active duty and veteran homeowners in Riverside, San Bernardino, South Orange and Los Angeles counties. For more information, please call (909) 758-8979 or go to the HOMESTRONG USA website.

California Housing Finance Agency (CalHFA)

CalHFA helps those interested in become a first-time homeowner with down-payment and other purchase assistance options. To contact CalHFA directly, please call (877) 922-5432 or visit the CalHFA main Website at  www.calhfa.ca.gov.

Homebuyer Rights

If you are in the process of purchasing a home, you have rights that are protected under fair housing laws.  Fair housing laws are federal mandates that ensure everyone is treated fairly during the homebuying process; they ensure persons are not subjected to discriminatory practices based upon age, race, religion, gender, and sources of income, ancestry, sexual orientation, marital status, familial status or other characteristics.
Inland Fair Housing and Mediation Board (IFHMB) is dedicated to ensuring your fair housing rights remain intact by providing information, investigation, education, and assistance with housing discrimination complaints /concerns FREE of charge to individuals and entities within their designated service areas.  If you think your rights may have been violated or you need more information about fair housing or some of the other topics listed above, please call (800) 321-0911 or visit the IFHMB Website for more information on this and some of IFHMB’s other services such as:

• Fair housing/discrimination issues
• Housing counseling if you are at risk of losing your home
• Alternative Dispute Resolution (ADR) to negotiate resolution to a dispute to avoid a legal trial
• Senior services for those 55 years or older in need of problems solving assistance regarding Social Security, Medicare, Medi-Cal, collection agencies, housing and other issues.

If you require assistance or advice on buying a home, renting, defaults, foreclosures, or credit issues, HUD sponsors housing counseling agencies throughout the country that can provide assistance.

As part of its mission and dedication to providing safe, decent and affordable housing, the County, through the Community Development and Housing Department, invests in the creation of affordable units throughout the County. The County maintains affordable housing project lists as well as an interactive project map. The project lists can be viewed here: Senior Housing Project List or Family Housing Project List. Each affordable housing project is independently-owned and managed. For information on unit availability and how to apply for residency, please contact the property management directly for each project.

HUD provides additional resources to search for affordable housing that is privately owned and subsidized.

The County of San Bernardino’s Section 8 program, also known as Housing Choice Voucher program, is administered by the Housing Authority of the County of San Bernardino (HACSB) which helps qualified, applicants with long-term rental assistance. For more information, please contact HACSB at (909) 890-0644 or log onto the Housing Authority’s website at www.HACSB.com.

As a renter, you have rights!  Renter-rights are protected under federal fair housing laws that ensure that tenants are treated fairly and not subjected to discriminatory practices based upon age, race, religion, gender, and sources of income, ancestry, sexual orientation, marital status, familial status or other characteristics.  To ensure your rights are protected, the County of San Bernardino, Community Development and Housing Department has partnered with Inland Fair Housing Mediation Board (IFHMB) to provide fair housing and tenant rights services to individuals residing within the County’s service areas.  IFHMB is here to help if you need information about or assistance with:

• Fair housing/discrimination issues
• Mediation regarding landlord/tenant or mobile home issues
• Alternative Dispute Resolution (ADR) to negotiate resolution to a dispute to avoid a legal trial
• Senior services for those 55 years or older in need of problems solving assistance regarding Social Security, Medicare, Medi-Cal, collection agencies, housing and other issues.

For more information or assistance, please contact IFHMB at (800) 321-0911 or visit the IFHMB Website.

Click on Image to visit Interactive Map Website.

If you require assistance or advice on buying a home, renting, defaults, foreclosures, or credit issues, HUD sponsors housing counseling agencies throughout the country that can provide assistance.